Finance - The Brokerage Connection

Finance

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Spending Habits

Your Spending Habits to Impact Home Loan Chances

A yet-to-be-legislated scheme that will allow banks access to consumers’ financial data, will make applying for a home loan more complicated. Future home owners will need to think twice about their spending habits, as banks will look to follow customers financial footprint in a bid to better assess their borrowing capacity, by scrutinizing their bank …

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Why you should use a mortgage broker to secure your finance

The two most common ways to secure finance are by using a mortgage broker, or by approaching a bank directly. Mortgage brokers operate on the wholesale level, working as middlemen between the banks/mortgage lenders and borrowers. Banks work directly with the borrowers, providing finance on a retail level. It can be tempting for borrowers to …

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